Fannie Mae and Freddie Mac both have tweaked their guidelines to make qualifying for a loan a small bit more hard as we go toward 2010. But what might be most alarming is that FHA — the last resort . …
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» Tougher guidelines at FHA?
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The guidelines and rates for mortgage lending are constantly changing. This can create challenges for buyers that are unable to pay in cash making if more difficult to be prepared. In other words, the loan that may be available to you today may not be available tomorrow. ... As of right now, the only facts that we know about FHA lending is that as of 4/5/2010, it is going to be a bit tougher to borrow money, and that mortgages will become a bit more expensive. ...