10% down on a $550K home, must I have an FHA loan?
I got pre-approved for a fixed rate 30 yr loan from coldwell banker mortgage services. They says that for a $550000 home with 10% down, I need to get an FHA loan, but with 15% down I do not need an FHA loan. The sellers but don’t like buyers who are using FHA loans. My question is that is it possible to get a non-FHA loan with 10% down? I am fine with both fixed rate and adjustable rate mortgages. I have a 770+ FICO credit score. Thanks!
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Tags:
$550K,
adjustable rate mortgages,
coldwell banker mortgage,
DOWN,
fha loan,
FHA Loans,
FHA Mortgage,
fico credit score,
fixed rate,
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Tags:
$550K,
adjustable rate mortgages,
coldwell banker mortgage,
DOWN,
fha loan,
FHA Loans,
fico credit score,
fixed rate,
home,
loan,
mortgage services,
must
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Stay away from Coldwell mortgage services. THEY DO NOT GIVE YOU THE BEST RATES
Shop around for better rates.. Wells Fargo.. your local bank. You have a excellent FICO score. I bought a house similarly priced with 9% down and was not forced to go FHA