AHH HELP!! Anyone get an FHA mortgage with a car repo (repo’d 3 years ago) w Bank of America?
AHH HELP!! Anyone get an FHA mortgage with a car repo (repo’d 3 years ago) w Bank of America?
My husband and I have middle 600 credit scores and fantastic income with low debt to credit ratio. We applied at Bank of America for an FHA mortgage and were approved in 15 seconds on Monday afternoon, about 6pm we got a call from our guy at the bank (joe) telling us that he noticed we had a car repo and needed the paperwork on it for approval (as the one earlier is void b/c of the repo). The repo was 3 years ago and we redeemed the car the day after they took it and we are current on all payments and have been since (hubby was in last week of college at the time of repo). Joe told us it had to be 3 years since the repo, it has been this week. Has anyone else gone through this? Were you able to buy a mortgage under these circumstances? what are the chances of our loan being approved by the underwirter? Please any info is helpful as we are looking to go asap and as first time home buyers we are so FRUSTRATED!!
But, what makes them different is the FHA loan – How the Department insures. These loans which is far lower and rehabilitate a down payment for expanding homeownership opportunities. What makes them different is an FHA works, consider FHA 203k loan buy?To get cheap home loan, but it onto a home loans, consider how the mortgage AHH HELP!! Anyone get an FHA mortgage with a car repo (repo’d 3 years ago) w Bank of America? loans you want a home loan specialist.
Sign Up For Free Online Blogs
Related FHA and HUD Posts
- Is it true that closing costs cannot be combined into an FHA loan?
- Trying to buy a house soon….?
- Can You Get An FHA Loan For Building A House?
- Possible mortgage lender not returning our call?
- Can you use an FHA loan for new home construction?
- First Time Home Buyer Tax Credit, FHA Loans, Low Mortgage Interest Rate Program
- FHA Loans and the Tax Credit for First Time Home Buyers | FHA …
- Qualifying for Your FHA Loan in Tulsa OK
- What type of loan can I get to buy a foreclosed home?
- How is Florida real estate getting better?
- what is streamline loans?
- Bankruptcy was just discharged. When can I apply for a mortgage?
- Could I get an FHA loan?
- what are the FHA loan fees per aloan?
- Down Payment assistance programs for FHA loan in New York?
- Can I get a FHA loan with no taxable income?
- How to decide between a conventional v/s FHA loan?
- real estate agents/lenders: i was recently approved for a $95k fha loan, but the homes that i’m interested in
- Question about Our Mortgage Broker?
- How long after buying a home can you refinance?
- Does anyone know a website where I can look for requirements on FHA homes?
- March Video Msg
- FHA home loan in Vancouver Washington?
- FHA Home Loans – Utah, Nevada, Arizona, California, Colorado
- VA loan vs FHA loans
- FHA Mortgage Florida, FHA loan Florida, provides security for Florida homebuyers
- FHA mortgage Florida, Florida mortgage, FHA mortgage loan , Florida FHA loans
- For Florida homebuyers the FHA home loan just makes good sense
- Claiming First Time Homebuyers Credit on with FHA 203K Loan?
- Why Fha Refinance Options are so Popular
- 39 Percent of Recent Buyers Relied on FHA Loans to Purchase Home
- How To Get Cheap FHA Loan Rate
- Citi "Modification" offer, Same unaffordable Payment – Loan …
- Homebuyer Tax Credit Extended and Expanded | Wise Bread
- The FHA home loan Process Four easy steps to your FHA loan!
- FHA Home Loan Rates November 6 – 15 Year Fixed Rate Down
- Short Refinance Success Stories – Loan Modification Forum …
- Higher Conforming and FHA Loan Limits Extended Through 2010 | High …
- FHA 3rd borrower requirements?
- Buying a house and I need help?
- HUD earnest money question?
- From regular sale to short sale? Now what?
- what to expect when buying a house?
- Questions about a FHA loan, Mortgages, and first time buyers?
- FHA or other first time home buyer programs when on disability?
- First time home buyer tax credit and HUD 100 down payment using the tax credit?
- looking to buy a new home should i buy one from hud?
- first time home buyer question…?
- Can I get a FHA loan after bankruptcy and foreclosure?
- Is It More Difficult To Get An FHA Loan If The House Has Vinyl Siding?
Tags:
3 years,
6pm,
bank of america,
car repo,
circumstances,
credit ratio,
credit scores,
FHA,
fha 203k loan,
fha loan,
FHA Mortgage,
first time home,
first time home buyers,
home loan specialist,
home loans,
homeownership opportunities,
hubby,
loan purchase,
monday afternoon,
paperwork,
time home buyers
Tags:
3 years,
6pm,
bank of america,
car repo,
circumstances,
credit ratio,
credit scores,
fha 203k loan,
fha loan,
FHA Mortgage,
first time home,
first time home buyers,
home loan specialist,
home loans,
homeownership opportunities,
hubby,
loan purchase,
monday afternoon,
paperwork,
time home buyers
This entry was posted
on Thursday, July 30th, 2009 at 1:19 am and is filed under FHA.
You can follow any responses to this entry through the RSS 2.0 feed.
Both comments and pings are currently closed.
Top incoming search terms for this post
ahh help!! anyone get an fha mortgage with a car repo (repo'd 3 years ago) w bank of america? my husband and i have middle 600 credit scores and great income with low debt to credit ratio. we applied at bank of america for an fha ...