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1. Building A North American Community - APFN

   Canada also presents us with serious security considerations. Canadian Security Intelligence Service (CSIS) director Ward Elcock has testified to Parliament that more than 50 terrorist organizations ? representing Middle East, Tamil, Sikh, Latin American, and Irish terrorists ...... Following on the tri-lateral agreement to create a North American Wide Area Augmentation System (WAAS) signed in 2004, five WAAS stations will be put in place in Canada and Mexico in 2005. ...

1. Friday Open Thread - Jack & Jill Politics

   SAFRA, of course, would save tens of billions of dollars, ending government subsidies to the student-loan industry and streamlining the loan process, as well as greatly expanding the Pell grant program for low-income students. ..... Separate bills passed by the U.S. House and Senate would impose a penalty on people who don't have health insurance except in cases of financial hardship. The intent of the mandate is to expand the pool of people who are insured and paying ...

1. Uncontrolled Lending to Consumers Spawned the Financial Crisis ...

   (?Complex Loans Didn't Cause the Financial Crisis,? Wall Street Journal, February 19, 2010). He claims that the present troubles resulted from the ?rational behavior of borrowers and lenders responding to misaligned incentives, not fraud or borrower ... That may have led consumers to believe their loans would be more affordable than they were. One of us recently presided over a survey of mortgage brokers that revealed that many borrowers spent little time reviewing those ...