BIG changes coming to FHA in 2010!
Those who originate FHA loans will also be held to a higher standard, with plans to post a “L … ender Scorecard” on the HUD website to ensure transparency and accountability (higher net-worth requirements were previously announced)….
Original post:
HUGE changes coming to FHA in 2010!
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Tags:
ensure-transparency,
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HUD,
HUD website,
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scorecard,
standard,
were-previously
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This article examines the ongoing changes in reporting and endorsement requirements imposed on residential mortgage loan brokers and their agents under the recently passed Senate Bill 36. ... buyers with low down payments, that had higher risk, and they were portfolio lenders ? holding their loans until they were seasoned and then later sold in the secondary money market ? rather than immediately being sold off if they were FHA or VA loans, or conv loans with 20% down. ...