I own a condo and want to refinance . I currently have an adjustable rate mortgage and I want to change to a fixed rate
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A jumbo loan is simply a home loan for property in the continental United States that exceeds $417000, whether the funds are used to purchase a new home or to refinance an existing mortgage. For residents of Alaska, Hawaii, Guam, ... Creditworthiness criteria are often more stringent for jumbo loans than for smaller, conforming loans that are eligible for FHA backing and can be sold in the secondary market relatively easily. Additionally, many jumbo loans require a ...