Closing costs question (In California)?

I need to revise this question because people apparently were not reading it thoroughly:

Is there any "closing costs help" program still active for buying a house in Ca? The stuff you can google appears to be non-existant anymore. Does anyone know of any actual existing program that helps people with closing costs? I have the down payment (FHA) but the closing cost part is killing me.

Please, I’m NOT looking for guesses or suggestions (I can guess fine myself), I’m looking for actual programs that still exist. Again, I’M NOT LOOKING FOR SUGGESTIONS on what to do. If I could borrow the money from a relative I wouldn’t be asking this in here. I already tried adding the closing costs to the offer but I can’t come in under the appraised value. I’ve already wasted money on appraisers and finished up getting screwed. So please, no "have you tried this…" answers. This is either a "yes, there is this program…" or "no, there is no program." Thank you
please hit "report abuse" on the spammers down there, thanks.
I have questioned my bank and real estate agent and they do not know of any program, hence my coming in here.


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