A majority of loans today are FHA loans, so the Department of Housing and Urban Development (HUD) is taking steps to ensure the program doesn’t fall victim to the terrible economy.
Read more:
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Tags: department, ensure-the-program, fall victim, FHA, FHA Appraisers, housing, HUD, loans-today, program, the-bad, urban, urban development
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It will continue to review the FHA policy and "evaluate the timeline for additional changes." In other words, at this point, Wells won't finance a purchase with a big markup in value that sells in fewer than 90 days from its last sold date. ... where the sale price of the property is 20% or more above the seller's cost ? which most of these sales will likely be ? the lender must justify the mark-up with documents outlining the renovations, and/or order a second appraisal. ...