I need a FHA home loan in Vancouver Washington, has anyone had any really excellent experiances?
I am also not worried about credit score issues, my credit is spotless and the only thing is really lacks is maturity.
Also if you know of any other loan options for first time home buyers, I’m all ears!
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Tags: all ears, credit score, fha home loan, first time home, first time home buyers, home, loan, loan options, maturity, time home buyers, Vancouver, vancouver washington, Washington
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Yes, First CONGRATULATIONS! On taking advantage of economic empowerment by investing in Real Estate.
You picked a fantastic area in Vancouver WA the fastest growing city in the state.
Go to the Vancouver Main office of WELLS FARGO and make an appointment with the WF Home Mortgage Consultant in their Store.
Wells Fargo is the #1 Mortgage and Home Equity Lender in Washington.
More information: http://www.wellsfargo.com
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Have a fantastic week ahead!
EXCELLENT LUCK!
FHA is a fantastic government loan program. You can typically get FHA financing with just about any lender, I would recommend Countrywide. There is a cap on the maximum loan allowed but it would vary from county to county and the lender you choose can tell you what that would be for your area. The Minimum downpayment for an FHA loan is 3% and it can be gifted to you from a friend or relative if you don’t have it, but there are programs out there that will cover the downpayment, such as Ameridream or CHAFA, be sure to question the lender you choose about them. On an FHA loan the seller can contribute up to 6% of the sales price towards your closing costs. It is not a first time homebuyers program and you can own other homes as long as they are not financed through FHA. The largest plus I reckon is that FHA loans are NOT FICO score driven, but all collection accounts, judgments and charge-offs have to be paid at closing of escrow. If you have a Bankruptcy, it must be discharged at least 2 years prior and for a foreclosure you must wait 3 years to qualify. Co-borrowers other than a spouse are allowed as well. Excellent luck!
Yes, it is a fantastic program that many people are taking advantage of since most other options dried up. I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Excellent luck.
Try US Funding. I have sent a couple people to them, and have been very pleased.
Get Help HEre:
http://www.proloanz.com/
http://www.topamericanmortgage.com/
http://www.proloanz.com/
I am a single mom from Maine. A friend refered me to a mortgage person in CT. I had no money, and needed to either buy, or find a new place to rent. My credit was excellent, but I was nervous about even trying because I had no money, (well, very small, maybe $1,200 in the bank) Bottom line was that he took me by the hand, really answered his phone, and gave me his cell phone. I was a pest to him, but he treated me like I was his only customer. (he has been doing this for over 10 years) He is affiliated with a bank,so he was able to lend me money in Main, and I am sure Washington as well. He will talk to you and run scenarios, all at no charge. His name is Kevin, and you can email him at sunsetmortgagect@yahoo.com. He will gladly direct you to the website, and his company email if you wish to check him out.
excellent luck!!