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1. The new subprime or the answer to real estate woes? | The Home Front

   My friend contends that people who used the first-time buyers tax credit when it first came out as a down payment and took out a FHA low-down-payment mortgage are the new subprime borrowers. ... Second, if you are a homeowner who bought a home last year with the tax credit and now feel you were cheated, robbed or deceived, I want to hear from you. And just as importantly, if you bought the home and are thriving in it, maybe you could let me know about that, too. ...

1. New Federal Short Sale Rules Take Effect In April 2010

   Struggling homeowners look forward to new Federal short sale rules. The Home Affordable Foreclosure Alternatives Program, or HAFA, will become effective in April 2010. ... Mae's waiting period is 2 years for short sales (4 years after a short sale if downpayment is less than 20%, and mortgage insurance is needed), 4 years for Deed in Lieu of, and 5 years for a Foreclosure. FHA now requires a 3 year waiting period whether the home buyer has had a short sale or foreclosure. ...

1. Clay and Duval County Real Estate Market Update | Homes and Real ...

   This is also the time that nurseries hope their business blooms like azaleas in the spring. A lot of them need it, though predictions run from pessimistic through uncertainty all the way to [?] ... RISMEDIA, March 15, 2010?The National Association of Realtors® urged Congress and the administration to move cautiously before making changes to the Federal Housing Administration (FHA) program that has served the needs of millions of American families for more than 75? [?] ...