FHA and VA Loans Are The Right Tool For Home Buyers in 2009

- San Diego FHA Loans and San Diego VA Loans are more well loved then ever. The combination of low Government Loans interest rates, still dropping home prices, and more relaxed loan guidelines, has brought FHA and VA Loans to the top of the California, and the Nations for that matter, home buying list.

While San Diego VA Loans provide 100% financing for our dedicated Veterans, San Diego FHA Loans allow any buyer to bring in only 3.5% for a down payment. Now that the median home price in Southern California Real Estate has dropped under $300,000, the FHA down payments are in the $10,000 range.

San Diego Broker / Realtor, Mark Revetta states, “San Diego FHA Loans and San Diego VA Loan programs allow gift money for down payments and closing costs if needed. Because of this and both programs allowing credit scores as low as 580, most renters are now finding this the right climate to get into the San Diego Real Estate market.

With many current San Diego Real Estate home owners being forced out of their homes due to foreclosure, the rent prices are increasing. Mark also notes, “San Diego FHA Loans and San Diego VA Loans with 30yr fixed rates are working out to be the same monthly payment as most single family home rent in San Diego Real Estate. Utilizing your monthly tax break brings everything to an even ground when it comes to being able to afford San Diego Real Estate.

California Mortgage Broker / Realtor, Mark Revetta, is HUD, FHA, and VA Approved by the Federal Governement. For more licensing information – www.SDCountyFinancial.com

Mark Revetta and his 60+ Experienced Realtors and Loan Officers are based out of San Diego County, but help to structure Real Estate and Home Mortgages throughout California.

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This entry was posted on Saturday, January 10th, 2009 at 3:02 am and is filed under FHA Loan Rates News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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