FHA Loan Rates News, Home Prices Fell But The Mortgage Rate Rise

Thursday, January 22, 2009, Excellent information for you who want to buy a home, first time homebuyers or you want to buy the second house. U.S. home prices fell 1.8% in November, the largest monthly decline ever recorded by the Federal Housing Finance Agency, the government said.

In the past year, home prices are down a record 8.7%, compared with a 7.5% drop through October. Since the peak in early 2007, home prices are down 10.5%, FHFA said. In November, the largest declines were seen in the West North Central states (down 2.7%) and in the Mountain states (down 2.4%).

Home prices fell in all nine regions in November, and are down in all nine regions over the past year. Prices have fallen 22% in the Pacific region in the past year. The FHFA index measures the difference in sales prices for the same properties over time.

The 30 year fixed mortgage rate rise today, official from Freddie Mac. But with the fell of home prices, it is still a excellent condition for you, even if the FHA loan rates rise. And for you who want to refinance your mortgage with FHA refinance loans, this condition still a excellent condition to take the action.

With this report, you already figured how low the FHA loan rates or FHA refinance loan rates will be. So you can take your choice when to take the FHA loans.

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