I'm in the process of buying a house through the FHA loan. Anyway, is the mortgage insurance premium required if I am putting down 20% of the cost? And if so, instead of adding the insurance premium into my loan amount, can I just pay it cash??
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on Saturday, June 6th, 2009 at 8:28 am and is filed under FHA Mortgage Insurance Premium.
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If you have 20% to place down, then my question is WHY are you doing an FHA loan?
Do you realize that you can get a better rate with another loan program?