FHA today increased it’s upfront mortgage insurance premium requirements for Santa Clara County FHA Home Loans. Upfront Mortgage Insurance is the money that FHA .
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FHA Mortgage Insurance Premium goes up for Santa Clara Home Loans …
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Tags: announced-some, borrowers, david-stevens, federal, federal-housing, FHA, insurance, loan program, loans-upfront, santa clara, the-money, today-increased
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"Increasing the insurance premium on FHA loans is simply a reflection of the substantial risk the administration has taken on in recent years," says Nancy Osborne, chief operating officer of Erate.com, a Santa Clara, CA-based financial information publisher and interest rate tracker. ... For many Option-ARM borrowers, with no market appreciation and no principal reduction, they have an upside down mortgage -- a loan that's bigger than the value of their home. ...