When you get an FHA loan, you are required to pay a one-time, up front mortgage insurance premium and all FHA borrowers are required to pay that amount.
Continued here:
FHA Raises Mortgage Insurance Premiums « Mortgage Loan Place Blog
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High home prices coupled with rising mortgage rates results in a reduction in housing affordability. In response to this trend, the housing industry is experiencing a major slow down in mortgage loan originations, a decrease in ..... Loan closing services failed to properly disburse loan proceeds or pay off underlying property liens, including prior mortgage deeds of trusts; Loan settlement offices were also reported for failure to pay insurance premiums from funds ...