FHA tightens loan requirements . > Posted by Paul Owers on January 20, 2010 10:53 AM.
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FHA tightens loan requirements
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It found that the FHA's default rate has grown to 7%, which is about double the level considered safe and sound for lenders, and that 13% of these loans are delinquent by more than 30 days. ... Lending standards have tightened across the board, except of course those created by regulation: Ginnie Mae and the FHA. In a free market, Fannie, Freddie, the FHA, HUD, and Ginnie Mae would not even exist. In a free market, interest rates would never have gotten to 1% with credit ...