My hubby and I are ready to buy our first home. We just want to make sure we don’t get taken advantage of or screwed over in the process. Any advice on this? We are not too concerned about the loan process b/c he is in the Air Force and we are getting a VA loan at a low FIXED rate. Any tips on finding the perfect house? We have seen a lot of HUD foreclosure homes, are those terrible to get into? When I reckon of HUD I reckon of helped living, but come to find out the previous owners just had FHA loans and they foreclosed and the homes went to HUD. Any tips/advice at all will be appreciated! Thanks!
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I bought 2 HUD homes and they were fine. I had to spend a small more than i expected. I later realized that i paid nearly exactly as much as i would have paid to have a pretty house in the same neighborhood. I reckon i would buy the nice house if i had to do it over again. The repairs cost me $7,000 and that was all cash. That is a lot after you’ve already used money for closing costs.
I’m a veteran but i’ve never used my VA loan privileges. VA loans are more expensive than other loans. That doesn’t mean they are terrible. Their one excellent feature is that you don’t need any money down. That is fine if you don’t have any money. If you do have money , the other loans cost much less. But don’t worry about loans.
I reckon you have the right attitude. Many people miss all the fun of house-hunting because they are "worried" about making a mistake. You will make lots of mistakes. That is guaranteed. But most people wish that they could have loved the process. I hope you can. The world is yours.