How can I ask Countrywide to waive the “pre-payment” penalty or the past due to decrease the closing cost? !!!

Hi friends, I just sold my house FINALLY!!! But on Friday I have to sign out and the HUD just came with a "prepayment penalty" 12k and a late charge of past due payments of over 11k. If I dont close on Friday, this mortgage will be at Foreclosure and the bank will loose !!! but they dont want to waive of these costs for no reason and I just dont have the cash for all these costs!!!! Please help!!! what do you recommend me to question this bank? They are saying NO, NO, NO all the time without thinking that they will loose more on foreclosure than waiving something .. they are just stupid and that is why they are nearly broke !!! please help me here !!
How can I make them WAIVE OFF some of these costs ????
I tried to talk to them since my buyer has to buy on Friday but still they are saying NO and that they have process and NO options. I went to managers and they just DONT CARE to have another foreclosure !!! I am tired of explaining that to them but they keep brushing me and transfering me over and over … I cant believe that they dont want to deal with me here.

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This entry was posted on Tuesday, August 11th, 2009 at 12:03 pm and is filed under HUD Foreclosures. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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how can i ask countrywide to waive the ?pre-payment? penalty or ...
but on friday i have to sign out and the hud just came with a "prepayment penalty" 12k and a late charge of past due payments of over 11k. if i dont close on friday, this mortgage will be at foreclosure and the bank will loose [...]

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