my mom is a first time home buyer and she looking to buy a house that needs a some repair done before we can go into the house how can she apply for a fha 203k loan
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The following website should give you enough information.
http://www.hud.gov/buying/loans.cfm
At any rate, she should be contacting a lender. The lender of your choice should be able to give ample information about an FHA loan in respect to her financial situation.