How do I choose a mortgage lender in Michigan?

There are just so many. I can’t find a excellent website that rates them either. I’m looking to apply for a FHA loan in the next few months and need to know which lender I should work with who I can trust and will not rip me off. Looking in Oakland/Wayne county.

Any advice would be appreciated. Thank you guys!

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6 Responses to “How do I choose a mortgage lender in Michigan?”

  1. Arbor Mortgage says:

    The first thing you should do is talk to friends and family. Find out if anyone you know and trust has successfully used a mortgage lender/bank recently and if they would recommend them. Then talk to a local bank or credit union and another mortgage lender, so you have 2 or 3 to compare. Get a Excellent Faith Estimate from everyone you talk to, so you can see all the costs involved.

    If you are looking to buy, you may want to start the pre approval process now, so you know your credit report and your price range. That way, if you have to make any changes to your situation before purchasing with your credit, debt or income, you have a small time to do it before the extended tax credit expires.

  2. Sonia Harrell says:

    Hello my dear do not full prey to those hoodlums at they that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Brown Wilson the most fascinating part of it is that my loan was transfer to me within 74hours so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email brownwilsonloan4@live.com
    They offer all kind of categories of loan they

    Small term loan (5_10years)

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    Email >>>>brownwilsonloan4@live.com

    When it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just tell him I Mrs. jenny Wilson direct you Excellent Luck>>>>>>>>>>

  3. Fifty says:

    Scott Micro finance Foundation,We are reputable private fund Lenders who give out loans to individuals,co-operate bodies,firms and companies in need of loan.
    Do you have a terrible credit or confused on where to get a loan?Is it that you are in dire need of money to pay bills?Scott Micro finance Foundation will render you loan help at a situation you are.
    Have you tried to obtain loans from the bank but no success?
    Do you need urgent cash to get out of debts?
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    We offer long Term and small term loan.
    We also offer to help refinance your home mortgage. If your credit is in the excellent to brilliant range and your looking to get out of your current program we could refinance your mortgage into a fixed rate.
    Loan Application is applicable for all who is 18 years and above.
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  4. Tgtrgtght says:

    Hello Dear,

    I saw your question and I chose to inform you on how i got my loan credit from Ultimate Lenders. I am Mrs. Rose Smart, six months ago my only son took ill, he was
    diagnosed of a heart disease, i was told by the insurance company, that
    my insurance won’t cover my sons medical care.

    As a mother, i was devastated, owing to the fact that i just lost
    my husband a few years ago, so i started looking for money, because my
    job was not paying enough to cover my son’s bill, i looked for help from
    family and friends but there was non coming, i went to the bank and
    was told that, they could not grant me a loan, because i had no
    collateral.

    Finally, just as i gave up hope on lenders on the Net because of
    scams, i met a lady chaitu from China who told me of Mr. Frank Smith, i
    tried him and he gave a loan for $80,000usd, today my baby boy is doing
    well, i am not telling you this for you to feel sorry for me, rather i
    am telling you so that you can help me thank him and if you are ever in
    need of a loan you can contact him via e-mail:ultimate.lenders@yahoo.com
    Thanks for reading my testimony, and God bless all the excellent people.

    Best regards,

    Mrs. Rose

  5. mike says:

    There are several ways to shop for a mortgage company.

    If you are already working with a real estate agent, that agent might have recommendations for a lender.

    If you have a friend or relative who recently bought a home, they could provide a referral.

    Or, look in the yellow pages of the telephone directory or watch for advertisements in newspapers and on television.

    And follow the tips below:

    Tips for Shopping for a Mortgage
    http://www.tips-advice.ro/mortgage-tips-advice/tips-shopping-mortgage.php

  6. BuyingHelp says:

    Hello;

    Please go to your local Flagstar Bank. I used to work for them when the mortgage business was going strong and got laid off.

    They are an FHA approved lender and have some very friendly loan officers. If you want I can introduce you to one just visit my profile page or even my website and send me an e-mail.

    Hope This Helps!

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