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1. Possible Changes to FHA Mortgage Guidelines Not Good for Home ...

   H.R. 3706 - The FHA Taxpayer Protection Act of 2009 was referred to the House Committee on Financial Services on October 1, 2009. This bill would require borrowers with FHA insured mortgages to make down payments of at least 5 percent of the purchase price and ... We'll see? Consider this? The majority of loans in 2009 were FHA (about 80 percent of my buyer clients did FHA financing). If it gets harder to get an FHA mortgage, the number of home buyers could decrease. ...

1. HR 3706 to Make it Harder for Homebuyers to Obtain FHA Loans

   First-time homebuyers will be the hardest hit by these changes, since about 80% of FHA loans are issued to first-time homebuyers. Ethnic groups will also be hard-hit, with reports that 50% of Hispanic homebuyers and 60% of black ...

1. New Rules for FHA Loans ? The Phoenix Real Estate Guy

   OK, so the folks in Washington are looking out for us, passing laws they feel will spur the housing market toward recovery. Good for them. While it may seem at times their primary job is to get re-elected, let's give them the benefit of ... In addition to HR 3706 (you've got to love the name ? Taxpayer Protection Act), the Secretary of Housing & Urban Development Shaun Donovan on Wednesday outlined further plans by the Administration to make sure FHA home buyers had ?more ...