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is it possible to get an FHA home loan to buy land? You could then borrow against the land to fund your planning to build a house. Any thoughts would be appreciated. ... In fact very hard to find a loan for land at all. It has always been hard, land deals are usually cash only. Land is too hard to unload, especially if you start, but do not finish construction on it. Banks do not want to lend money from something they may be stuck with forever. ...