I have bad credit but am current on my mortgage do i qualify for a streamline FHA refinance.?

My interest rate is 8 %.Never declared bankruptcy and did go through the foreclosure process a couple of years ago.

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6 Responses to “I have bad credit but am current on my mortgage do i qualify for a streamline FHA refinance.?”

  1. Anjell says:

    If you’ve been discharged from your bankruptcy then yes. But if you haven’t been discharged yet it will show as outstanding on your credit report and you will not likely qualify for a FHA refinance.

  2. prwagner3 says:

    Probably. FHA was made for people just like you.

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  4. Tim says:

    It really depends on your credit score, recent mortgage history, how long a go the foreclosure happened and whether or not you currently have an FHA mortgage.

  5. Jimmy says:

    credit-report-score.10001mb.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.

  6. Loan One Mortgage says:

    Credit history is a very vital factor to lenders. FHA loans focus more heavily on your performance with just the mortgage accounts. But, most lenders have minimum credit score requirements that are determined by your overall credit profile. So it is vital to pay all accounts on time. Whether you can qualify for an FHA streamline is dependent on both your mortgage history and your overall score.

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