I want to make my house a rental property but just wondering should I re-finance first and then get rental?

I talked to a morgage company and the guy suggested that I should just re-finance and then make it rental property, he said I don't have to declare that it's a rental property. Also, I won't be eligible for FHA and sorta individual loans.
Just wondering if someone knows if this legal or not?
My loan's origional terms were for theree years. So, I 'd have to re-finance in a few months anyway.


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