Impact of tighter FHA mortgage rules on home loans debated
Tighter lending requirements for loans insured by the Federal Housing Administration may leave some borrowers unable to get mortgages, but economists are divided on the impact they could have on housing’s recovery.
Read more on USA Today
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Tags: borrowers, debated, economists, Federal Housing Administration, FHA Mortgage, home, home loans, impact, loans, mortgage, mortgages, rules, Tighter, usa today
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Interest rates remain low to start the New Year and the economy is beginning to show signs of stabilization in the mortgage sector. These elements add up to a promising outlook for those people interested in buying a home in the coming year . ... One effect of the tight credit market is the disappearance of zero down mortgage loans. The FHA will require a 3.5 percent down payments, and borrowers will have to come up with 20 percent down to get the best rates from banks. ...