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In California, can my husband buy a house with his credit alone if he qualifies for an FHA loan?

My husband and I want to buy a house, but I have a credit card in collections from about four years ago. I'm working on paying it off, but it will take a long time. Can my husband get an FHA loan without my credit having to be considered?

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This entry was posted on Sunday, June 7th, 2009 at 5:21 pm and is filed under FHA Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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    One Response to “In California, can my husband buy a house with his credit alone if he qualifies for an FHA loan?”

    1. jasonalcazar says:
      June 7, 2009 at 5:21 pm

      Yes, one very vital thing to consider is that your debts will hae to be included in the debt ratio. Not your score but just your minimal payments on credit cards and cars loans if any.

      hope this helps

      Jason

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    Tags: collections,  credit card,  fha loan,  long time, 

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