WASHINGTON (AP) — Homebuyers insured by the Federal Housing Administration would have to provide more cash up front and meet higher credit scores under an Obama administration plot to protect the financially stretched agency.
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More cash down proposed for FHA-backed loans (Jefferson City News Tribune)
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Tags: credit, credit scores, federal, federal-housing, FHA Loans, financially, financially-stretched, homebuyers, meet-higher, obama, protect-the-financially, provide-more
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The FHA is making very low downpayment loans to anyone with a pulse it seems, and the government is buying up toxic mortgages with abandon, so clearly, some lending is going on. ...... Combo, You just have too much trust in cash holding it's value. The stuff we really got to have; energy, medical care, drugs and housing (still) is just more expensive in dollars. I keep a wad of cash on hand and don't use credit/debit cards so cash is handy but not something that increases ...