Sample letter of explanation for FHA LOAN?

I was just told that I will need a letter to send to underwriter to clarify that I will commute back and forth from work and home which 90 minutes away… I really want to make this as detailed as possible… let me give some facts..

1. Engaged.. Fiance lives in city where home is and we will live together. He can not be on loan but will be on deed.
2. We are having a baby in Jan.
3. Can not find a secure position in city where home is.

Can anyone help me with a letter or what additional Information I will need to provided? This is my first home and I am really nervous.
This is going to be our primary residence. I am not going to lie to anyone. While I am out on Maternity leave I plot to continue my search for a new job closer to home.
I have no family where I am currently living. I went to college here. Now that I am engaged to someone who lives in a city 90 mins away and was born and raised here with all of his family to me it only make sense. I have no attachment where I live now and always wanted to go here. Also my Fiance makes way more money than I do but due to credit issues can not be on the loan…. I don’t know why the underwriter would not know…

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Tags: aj, baby blankets, car loan, credit issues, debt relief, FHA Loan Information, fiance, financers, financial money, having a baby, home equity loan, housewife, jewell, maternity, money, money market, new baby, new job, sibling, signs of jealousy, sonny, underwriter, using clip art, what additional information

This entry was posted on Saturday, October 3rd, 2009 at 6:23 am and is filed under FHA Loan Information. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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One Response to “Sample letter of explanation for FHA LOAN?”

Theresa McCreary says:

October 3, 2009 at 6:13 pm

You should really try for an U.S.D.A. loan We just got one and they help with credit issue’s and there will be a very low down payment and most fee’s are added to the loan. We are closing in 80,000 loan and closing is only 59.86 of course we had to pay a few things but with a total of maybe 2,000 when all is said and done. e-mail me if you want to know more.

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