Posts Tagged ‘all sorts

Landlord troubles. Please read.?

Thursday, July 16th, 2009

Landlord troubles. Please read.?

I rented a place about a month ago, I stupidily rented without getting written proof of things. Our lease, is just an application and it doesn’t say who is responsible for what. Before we went in, they had agreed to fix stuff up before we went in and the man tried to get me to sign up for HUD because I’m pregnant and it might help on rent. I didn’t sign up for it though. The rent is 375 and deposit was 475, an extra 100 for pets. I paid rent and the extra hundred, but not the rest of the deposit. They never came and questioned for it and the things they said they would fix was never done, and this was when we first went in. They never even told us where to go and pay rent. Coming to live there I have found a lot of things incorrect that I wouldn’t want my own pets to live there. I didn’t know that the water hurt was so terrible that when I looked out the window I started to go through the floor. Underneath the kitchen sink had poo..yes, poo underneath it and the board is rotting. The bathtub is slanted and moves down everytime you step in it. There is a bullet hole in a window that he said he would fix if someone went in. He had even said that he would lay plywood down for the sink. It was supposed to come furnished with a stove and fridge. The fridge when you opened it had literal mold on the racks. So we finished up getting our own and there was no stove. He said that he would bring one, and when he didn’t bring it within two days time, we called and he said he forgot and he was out of town. We never got a stove until 2 weeks later and it is sitting on our porch. Normally I would just bring it in but when we looked in it there was all sorts of goo and leftover french fries. Is there anything I can do? Especially where I didn’t end paying the deposit? By the way, I’m moving I found a place that I wouldn’t mind my child living in. So I’m moving this weekend. What should I do?

But, there are interested on USA government Landlord troubles. Please read.? now for buying purpose. There are also got into HUD Department has the loan. by the best feature, plus with this question about HUD grants along with law enforcement officer and low-moderate-income families.

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Can a loan officer change a loan type without your approval?

Thursday, June 18th, 2009

My loan officer changed my refinance loan from a conventional to an FHA loan. This has caused all sorts of problems because I am in the middle of remodeling my home and the repairs need to be finished for the FHA loan. Thanks for any help.

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Help with mortgage refinance?

Saturday, June 13th, 2009

Ok, so we are refinancing our house to get a lower rate, combine the 1st and 2nd loans, and pull a small cash out. Our personal bank has approved us for a refinance with an FHA loan. I got the paperwork today and do not know a thing…they want like all sorts of documention and they want me to pay off ancient debts before I close. This seems like a huge hassle to me. Can anyone clarify the pros and cons of an FHA loan? I remember hearing terrible things about them…

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