My husband and I have been putting off buying a home because of our credit history. Given that its considered a buyer's market, we wanted to investigate the possibility of landing an FHA loan and maybe buying a HUD home. Would it be advisable to buy now, even though our credit isn't stellar just yet, or wait until we have cleaned up our credit? Currently, we have most things paid off and will have our credit cards down to a minimum by March. Our credit meets the minimum requirements for an FHA loan as of today. And with a boost to our savings from the upcoming tax rebate, we will have at least a few grand in the bank by June. Buy now or wait?
Tags: bank owned houses, bridge loan, buying a home, card debt consolidation, champion mortgage, credit card debt, credit card debt consolidation, credit card debt settlement, credit cards, credit history, credit score, english news, fha loan, FHA Loans, FHA Requirements, free grant money, how to eliminate debt, HUD, lease agreement, loan program, project self, Reverse Mortgage, s market, tax rebatePosts Tagged ‘english news’
What should the government do, or not do, about subprime loan crisis? Should they offer fixed loans thru FHA?
Saturday, June 27th, 2009Should they help everyone with a variable rate loan, even those who could have afforded a smaller but decent house at a lower rate, but wanted to manipulate the system to get rich quick? Should they help only those with lower end houses by a limited amount so that we help only those who truely need it? Should they not help anyone and let the economy work it out?
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