i am needing to refinance my home so that i can get a lower monthly mortgage. i financed it at 6.75% through a FHA home loan 2 and a half years ago. my mortgage is $870 a month now. I would like for it to be $650 a month or lower. if that is even possible. my house payment is fixed it dont go up or down thank god. oh and i have missed only one payment in 2.5 years about 6 months ago. i know that is horrible it was late i didnt miss it. so can you please help. my credit is ok, i am like $2000 in debt.
Tags: fha home loan, fha home loan, half years, home, house, loan, mortgage, refinance, through, yearsPosts Tagged ‘house’
how can i refinance my home? i have the loan through FHA, had house for 2.5 years now?
Thursday, March 18th, 2010Can a house thats been moved qualify for a conventional or FHA mortgage?
Tuesday, March 9th, 2010I bought a house 13 YRS ago, this house had been went previous to me buying it. I recived a loan for this house. I am now selling the house and had a contract on it and was supposed to close today. Last week the couple that was supposed to buy the house backed out and said their mortgage lender told them that FHA nor Conventional would not loan on a house that has been went. We had a disclosure statement saying it had been went that the lender saw 3 weeks ago. The lender sent a letter to the real estate agent stating what I wrote above. What can be done legally to rectify this if anything?
Tags: been, conventional, disclosure statement, FHA, FHA Mortgage, house, mortgage, mortgage lender, moved, qualify, real estate agent, saw 3, thatsShould I refi my mortgage when I bought my house only 6 months ago?
Thursday, February 18th, 2010I just bought my house back in November 08 for $267,000 at a rate of 6.5% using an FHA program. I know rates are really low right now, and my broker has worked up a refi deal where I would get a rate of 5.0%, lowering my monthly payment. But the deal entails me having to tack on about $5,000 to my current mortgage to cover the closing costs. I’m not sure if this is such a wise go to go forward. Please help!
Tags: bought, closing costs, current mortgage, FHA Mortgage, fha program, house, months, mortgage, only, refi, should, wise moveHouse hunting on the Web
Saturday, February 13th, 2010House hunting on the Web
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