The requirements of the FHA 203k program are as follows: (1) Down payment of 3 percent of the property’s …
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The FHA Program 203k
In Jan. 09 I place my home up for sale. I had a buyer the same week. He is making an FHA loan, or should I say TRYING to. The bank hired this Appraiser and he came out and inspected the property. He was there all of about 20 minutes and left. 3 weeks later we got his report that had a bunch of things to be done. Most of which were cosmetic which confused us because the house is sold "As Is". So we repaired all of the things he said to and when he came back out he added things to his list. Cosmetic things again. Such as needing to paint the Interior Attic Stairs white that we installed to match the white foam ceiling tiles. To me paint color shouldn’t matter. So he called for a home inspection to be done because he felt we were trying to hide something. God only knows what gave him that thought because he wasn’t even out there a full 10 minutes this go round. So the home inspector came and gave a report to the bank which passed! Yay, but the bank said that the appraiser needed to go back out yet again to double check everything. Mind you, he gets paid every time he makes the trip. Well what do you reckon happened this time? Of course he failed the report again, only this time he says there is no kitchen sink in the house and the report will be pending installation of the sink. HELLO there has always been a sink there. He tested the water in the stupid thing his first time out. Not only that but if there wasnt one dont someone reckon it would have been noticed by him the previous 2 times he was out and when the inspector came out? DUH! So now he’s holding the report and wont send it to the bank even though they have told him to send it as is. Its been a week and a half since he’s done the inspection. The appraiser says he cant speak to us regarding this, the bank wont answer or return phone calls or e-mails. Im at a loss here. Surely there is something that can be done. This is getting silent ridiculous. HELP!! Advice anyone?
I am the seller, we did question the bank to get a new appraiser and they told us no we couldn’t do that.
Landlord troubles. Please read.?
I rented a place about a month ago, I stupidily rented without getting written proof of things. Our lease, is just an application and it doesn’t say who is responsible for what. Before we went in, they had agreed to fix stuff up before we went in and the man tried to get me to sign up for HUD because I’m pregnant and it might help on rent. I didn’t sign up for it though. The rent is 375 and deposit was 475, an extra 100 for pets. I paid rent and the extra hundred, but not the rest of the deposit. They never came and questioned for it and the things they said they would fix was never done, and this was when we first went in. They never even told us where to go and pay rent. Coming to live there I have found a lot of things incorrect that I wouldn’t want my own pets to live there. I didn’t know that the water hurt was so terrible that when I looked out the window I started to go through the floor. Underneath the kitchen sink had poo..yes, poo underneath it and the board is rotting. The bathtub is slanted and moves down everytime you step in it. There is a bullet hole in a window that he said he would fix if someone went in. He had even said that he would lay plywood down for the sink. It was supposed to come furnished with a stove and fridge. The fridge when you opened it had literal mold on the racks. So we finished up getting our own and there was no stove. He said that he would bring one, and when he didn’t bring it within two days time, we called and he said he forgot and he was out of town. We never got a stove until 2 weeks later and it is sitting on our porch. Normally I would just bring it in but when we looked in it there was all sorts of goo and leftover french fries. Is there anything I can do? Especially where I didn’t end paying the deposit? By the way, I’m moving I found a place that I wouldn’t mind my child living in. So I’m moving this weekend. What should I do?
But, there are interested on USA government Landlord troubles. Please read.? now for buying purpose. There are also got into HUD Department has the loan. by the best feature, plus with this question about HUD grants along with law enforcement officer and low-moderate-income families.
Tags: all sorts, bathtub, bullet hole, french fries, goo, HUD, HUD, kitchen sink, landlord, mold, pets, plywood, porch, proof, usa government, water damageKitchen sink accessories can include the basic replacement parts for your sink but also additional items that can create a multifunctional environment for your.
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