Posts Tagged ‘loan status

Mortgage question – loan approval FHA?????

Friday, June 19th, 2009

We are in the underwriting process for our home mortgage. We can get info at mortgage loan status and they have a check list for our individual things we have to satisfy. All are personal info is satisfied, income, bank statements, w-2's, etc. and they all have check marks by them. I have a question on one of the conditions that is not marked as satisfied. It says –

Subject to re-qualification, rate or points change from 6.4%, with 0% origination fee and 0% discount fee.

Any help would be appreciated – this is stressing me out and I can't get my loan processor on the phone!! Thank You!!

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Mortgage approval questions! – FHA loan?

Thursday, June 18th, 2009

We are in the underwriting process for our home mortgage. We can get info at mortgage loan status and they have a check list for our individual things we have to satisfy. All are personal info is satisfied, income, bank statements, w-2's, etc. and they all have check marks by them. I have a question on one of the conditions that is not marked as satisfied. It says –

Subject to re-qualification, rate or points change from 6.4%, with 0% origination fee and 0% discount fee.

Any help would be appreciated – this is stressing me out and I can't get my loan processor on the phone!! Thank You!!

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  1. You'll required to provide spending documents also, like any bills. Also present your lender your income tax certification for the previous year. Any copy of your past, recent, and possible future financial status is going to assist you ...

  1. Called Monday morning after NACA meeting to just check status asked to speak to supervisor & was given the run around,finally spoke to supervisor and she sent an email to our loan supervisor and her manager. ...

  1. So, what exactly you are required to do in the kickoff is to ensure around for a tried loaner who can histrion you the refinance loan with the status and conditions you are convinced you are fit to manipulate with pleasance. ...

  1. Be sure you let them know it's not a "Student" loan you need, (because you are not eligible for financial aid because you failed your classes) its a signature loan you need. ... will put you on academic probation the first semester that you fail your classes and give you a single semester to pass all of your classes without withdrawing, dropping, or failing any of them. Similarly, other schools don't review your financial aid status until the end of each school year. ...

  1. Marital Status:???????????? * Amount Required As Loan:???????????? *Proposed Terms/Duration Of Loan:???????????? *Annual Income:???????????? *Occupation:????????..? You are to choose a mode which you prefer the loan to be sent to ...

  1. Therefore, having blemished credit status like insolvency, foreclosures, CCJ, IVA, arrears, defaults etc. cannot make disapproval in the loan application. The borrowers with any type of credit status whether having poor credit records ...

  1. A documentation of hardship is a required document needed by all banks that offer foreclosure relief through loan modification. This letter outlines the cost of living in the home, unemployment status, changes in income and any ...