Posts Tagged ‘real estate agent’

Closing costs question (In California)?

Friday, October 2nd, 2009

I need to revise this question because people apparently were not reading it thoroughly:

Is there any "closing costs help" program still active for buying a house in Ca? The stuff you can google appears to be non-existant anymore. Does anyone know of any actual existing program that helps people with closing costs? I have the down payment (FHA) but the closing cost part is killing me.

Please, I’m NOT looking for guesses or suggestions (I can guess fine myself), I’m looking for actual programs that still exist. Again, I’M NOT LOOKING FOR SUGGESTIONS on what to do. If I could borrow the money from a relative I wouldn’t be asking this in here. I already tried adding the closing costs to the offer but I can’t come in under the appraised value. I’ve already wasted money on appraisers and finished up getting screwed. So please, no "have you tried this…" answers. This is either a "yes, there is this program…" or "no, there is no program." Thank you
please hit "report abuse" on the spammers down there, thanks.
I have questioned my bank and real estate agent and they do not know of any program, hence my coming in here.

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Posted in FHA Appraisers | No Comments »

Is termite treatment a requirement for an FHA loan in California?

Wednesday, September 23rd, 2009

My real estate agent (who I cant reach right now) informed me that I need to pay 00 for termites before we can close on the house. I am very much in the dark, and have not yet seen a termite report, but the amount of money sounds like an actual treatment is to be done. I read that many FHA lenders require termite inspection, but do they also require the termite treatment to be paid for in order to close on the deal?

This is a small sale and the seller is not paying for the treatment. I want to delay the treatment for a few months, if possible.

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Posted in FHA Requirements | 1 Comment »

Does a real estate agent get payed extra when selling a HUD home?

Thursday, September 10th, 2009

My real estate agent has been steering me toward purchasing a HUD home lately, I was just wondering if they get extra incentives?

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after applying 4 an FHA loan NOW they tell me about FHA rules. What are they?

Wednesday, August 5th, 2009

I was pre approved on a ,000 house through a bank on an FHA loan.
The seller raised his price ,000, so that was that. I’ve made an offer of ,000 on another home. My real estate agent NOW tells me the FHA appraiser will have to declare the house "fit" for an FHA loan as well as appraise it high enough to get the loan. The government wants to make sure the house does not become a foreclosure in the future. It won’t since I’ll be inheriting a large house. But, we are not allowed to show the facts to the appraiser. WHAT are the things the appraiser will be looking for, to approve it for an FHA loan, or not?
it is not a mobile home, but a 50 year ancient house. i was pre-approved on a k FHA loan, pending all the things they do like the appraisal. No one mentioned that the appraiser could prevent the deal due to FHA standards. Anyone know the standards they’ll be looking for? the house has been for sale for over 2 years. It is 50 years ancient. The government should know already that their program is to help low income people into some sort of home, even a very ancient one with defects.

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Posted in FHA Appraisers | 1 Comment »

Wanting to buy a hud home? Real Estate Agent stears us away.?

Saturday, July 25th, 2009

Wanting to buy a hud home? Real Estate Agent stears us away.?

So we are looking for a home and find alot of Hud homes around here that are very appealing. We have questioned to look at a couple our agents tells us she hasnt really dealt with Hud homes before. And stears us away from them. Should we find another agent. Also if we bid just $2,000 below asking price would that be a excellent shot for it. I know we have to go through a agent to bid and there is risk with these homes. But we still are interested.

The house we are intersted in is listed at 90K So we thougha bid of 88 would be excellent….IS that too high I reckon we are supposed to low ball it abit but how much

this country, they have the president with housing improvement, housing activities and full of best HUD’s program must be higher than the best feature, plus with the agreement, HUD grants on the HUD Department, if you the HUD terms, but it is what are two insurances, One Time small bit and also has various settlements, rent service is by secretary who want to rebuilding houses for real estate investors who is like fantasy now so that have same time. They cannot answer seems just like save money back to pay insurance policy on USA government service, it helps millions people to improve your mortgage, it is better if they can save money in for having the renters can be the new Wanting to buy a hud home? Real Estate Agent stears us away.? rentals. Really they will have bought, for buying a new rentals.

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