Posts Tagged ‘termites’

Is termite treatment a requirement for an FHA loan in California?

Wednesday, September 23rd, 2009

My real estate agent (who I cant reach right now) informed me that I need to pay 00 for termites before we can close on the house. I am very much in the dark, and have not yet seen a termite report, but the amount of money sounds like an actual treatment is to be done. I read that many FHA lenders require termite inspection, but do they also require the termite treatment to be paid for in order to close on the deal?

This is a small sale and the seller is not paying for the treatment. I want to delay the treatment for a few months, if possible.

Tags: , , , , , , ,
Tags: , , , , , ,

Posted in FHA Requirements | 1 Comment »

Should I be worried about termites?

Friday, August 7th, 2009

Birmingham,AL
Garden Home on a slab.

Passed a home inspection in 2000. I bought in 03 as a HUD foreclosure and havent done anything as far as hiring anyone.
It was built in 96.

Ive had a minor issue with ants….inside. Resolved. At least in the living area. Suspect they might be in the attic as they always seemed to be at the top of my ceilings.

in 5.5 years I havent had much of an issue with bugs. This year, Ive had some kind of flying something or another that seems very attracted to my desk light. They glide around, land and then I squish them. Dont know what they are.

Please tell me something other than "hire a pro".
(Professional crooks are pros)

Paying someone huge bux doesnt assure me of anything except being out huge bucks.

I dont have full coverage car insurance. I dont have ANY home owners. I can accept reasonable risks.

What are my risks of termites ?

2% ? 5% ?

What time frame ?

The terminex mailers I get are WAY too "scare tactic" for me to ever do business with them.

Tags: , , , , , , , , , , , , , , , , , ,
Tags: , , , , , , , , , , , , , , , , ,

Posted in HUD Foreclosures | No Comments »

Need to know the differences (advantages and disadvantages) of a 203k Loan vs a Title 1 Loan?

Wednesday, June 24th, 2009

I am looking to remodel my kitchen, I have an FHA Loan and my Mtg Broker says both are an option for us. I am looking to NOT place my own $$ up front on the project.

Any answers, opinions and/or advise is appreciated!

(more…)

Tags: , , , , , , , , ,
Tags: , , , , , , , ,

Posted in General | No Comments »

Closing costs estimate between 2 lenders. HELP!?

Wednesday, June 10th, 2009

Lender one: Mortgage type:30 Year Fixed-FHA-3% down
Origination fee: 1 point=1464.70
Appraisal fee=5
Credit report=
Commitment Fee=0
Flood Cert=
Title Insurance=00
Title Search=0
Recording Fees=
Survey=130
Termite=5
3 months worth of taxes=617
FHA Premium=1.5% of loan=97
* We can use our own appriaser if we like.

Which one is better?
lender Two Mortgage type-30 year fixed FHA 3% down
application fee-0
appraisal-5
credit report-
flood cert-
recording-
survey-0
No Points
title insurance-,000
Title search 0
Termites-Not mandatory
FHA MIP-1.5% of loan 64.70
Taxes-5 months worth=,030
FHA Premium for lender#2 is 97, not 64 (same as lender one)

Tags: , , , , , , , , , , , , , ,
Tags: , , , , , , , , , , , , ,

Posted in FHA Mortgage Insurance Premium | 1 Comment »




Search :


Related search on ‘termites’

  1. Choosing Between Timber Or Steel Frames and Trusses « susannegeddes

    Termite damage in Australian homes costs home owners millions of dollars every year in repairs. A steel framed and trussed kit home provides extra protection against termites. There's not a termite in the world that can eat its way ...

  1. Rats running riot in Lismore | Northern Rivers News | Local News ...

    ?I think rats can cause more damage than termites because they chew through anything. ?I recently found a rat's nest with a mother and nine baby rats, in a person's couch that contained the home owner's underwear, clothes and tea towels ...

  1. termites ? | Get Rid of Carpenter Ants

    I saw something on the outside wall. I want to know it is mud tunnels or not. how can I upload the photo to let you see and tell me the answer. Can termites.

  1. ?????????????: List of 21 Termite Prevention Tips

    First remember that termites need two things to survive: water and wood. The places in and around your home where water and wood meet provide a thriving ground for termites. Remember that infested wood may look rotten. ...

  1. Guard Your Home's Value With Routine Termite Inspections | Pest ...

    One of the most terrible issues homeowners could ever have to deal with is the hazard of termite infestation. In fact, subterranean termites are the most.

  1. Beucher & Son Termite and Pest Control: Plotting and Treachery in ...

    Beucher & Son Termite and Pest Control. We are a Successful, Modern and Highly Motivated Pest Control Company that is Dedicated to Providing Our Customers with a Professional, Honest and Very Affordable Service. ...

  1. What to look for when buying a used piano?

    Check the conditions and the sound of the bass strings. When they are too wear the sound is opaque/soft; when they are new sound strong/imposing. - Look for damages caused by termites. They are common and cause important damages. ...

  1. Court Stops Team Too From Using Tpe Associates/thermapure(r ...

    TPE Associates, which licenses the patented and highly successful ThermaPureHeat process to companies throughout North America, was awarded more than $250000 in damages against Team Termite & Pest Control (Team Too) of Corona, ...

  1. The Forester Clan: Ants.... the other other meat

    This is John taking down the termite mound in our front yard! Hands on Science at it's best!In Uganda termites are called white ants. And I know that this won't come as a surprise to some of you.... but they EAT them! ...

  1. De merveilleuses créatures - mystères & secrets de la CREATION

    Les termites sont des insectes très adroits aussi petits que les fourmis. Les nids sur ces photos, qui ressemblent à de longues tours, sont construits par ces petites créatures. Mais ne vous y trompez pas : ce ne sont pas de simples ...

Top incoming search terms for this post