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Mortgage Industry Update ? The results of the Making Home Affordable loan modification program thru February were released by the Treasury Department. The top three servicers for active trial mods plus permanent mods were GMAC 53%, ... The reasons are plentiful but include mortgage rates moving higher soon, the end of the first time home buyer credit in June, the ongoing stagnant jobs market, the modest at best success of government efforts to slow foreclosures and the re ...