what are some questions to ask a mortgage lender when trying to buy house?
and what do you need to look for if you are buying a house from HUD and also what questions do i need to question them too. What do i need to look for when i go see a house with a agent.
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Tags:
business finance,
Buying a house,
earthquke,
first time home,
first time home buying,
foreclosure,
HUD,
HUD Homes,
HUD House,
loan business,
marketing,
military members,
minneapolis,
ml,
neighborhood connections
Tags:
business finance,
Buying a house,
earthquke,
first time home,
first time home buying,
foreclosure,
HUD,
HUD Homes,
loan business,
marketing,
military members,
minneapolis,
ml,
neighborhood connections
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HUD: These homes are sold as is, you except the home the way it is (buyer beware) also same for REO (real estate owned – bank owned). Some of these homes will not have the utilities on. So if the home was sitting through the winter there is the possibility of burst plumbing.
Mortgage company’s:
1) Are any hidden fees?
2) pre payment of mortgage penalty?
3) points?
4) application fee?
5) settlement fee?
6) cost for Title Insurance?
7) cost of Mortgage Insurance Premium if needed MIP (less then 20% down payment)
House hunting:
basement, water stains in the corner of the foundation, water stains on walls, water stains on floor
1) water stains
2) cracks in foundation
3) over all condition of house
4) musty smell (this could be water issues & mold)
5) mold
6) heating source
7) condition of roof
I hope that this information is useful to you. You can visit my web site and you will also find information that will be helpful to you.
http://www.SJshoreRealtor.com
Pleased House Hunting
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