What credit score do you need to qualify for an FHA mortgage refinance?
My husband has a 610 and I have a 683. We have 10% equity in our home. Our current lender says he needs a 620 to qualify for FHA (but a few months ago when his credit was 577 the lender said it just had to be 580). Are they trying to play us for fools here?
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Otherwise, if you already have an account established with a bank and have a standard credit situation (high median FICO score, low debt-income ratio, etc.) then they probably have some good programs, too, especially credit unions. ... Question : Where can I find the lowest mortgage rates and refinance rates in the USA on the internet? Do you think the rates have hit bottom? We like to use a local mortgage broker but the last time they did not over us the lowest rate out ...