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When can my husband and I get a home mortgage?

We were discharged from chapter 7 bankruptcy, 12 month’s ago.
and have been repairing our credit reports, have been building up our credit scores,
and saving a down payment, my husband’s salary is 96,000,
per year, when can we buy a home, and can we get a FHA loan with a low interest rate, andput only a 5% to 10% down payment.

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This entry was posted on Wednesday, January 27th, 2010 at 11:54 am and is filed under FHA Mortgage. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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2 Responses to “When can my husband and I get a home mortgage?”

  1. Biggie @ Arbor Mortgage says:
    January 27, 2010 at 12:51 pm

    You will be able to qualify for an FHA loan 3 years from your BK discharge date & your scores must be above 580. If you are renting currently, make sure that you are paying by check & also make sure that there are no late payments on your credit report after you BK. You will also have to try to re-establish your credit by getting a credit card or two, a car loan or other loan, so it is reporting on your credit report.

  2. Featured | Home Equity line of Credit - Information says:
    January 28, 2010 at 1:45 am

    [...] es [...]

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Tags: chapter 7 bankruptcy,  credit reports,  credit scores,  fha loan,  home,  husband,  interest rate,  mortgage,  salary, 

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