FHA Home Mortgage Loan Interest Rates

6 Responses to “Where to get an FHA home loan with somewhat bad credit?”

1. dr_cook76 says:

   February 6, 2010 at 12:43 pm

   FHA loans are NOT simple to get. The toughest part is having the home you are buying inspected by an FHA inspector. If it pre-qualifies you are in luck. The economic quyalifications are a small more stringent then average, but they also insist that the loan is long term, and at a constant interest rate. So that is really excellent.
   Worst you can do is try… if it doesn’t work out; in a year you can try again. The prices will still be historically excellent.
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   February 6, 2010 at 1:28 pm

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3. rebeli812 says:

   February 6, 2010 at 1:40 pm

   look in the gov. offices section of your local phonebook. i got an fmha loan which was a part of the county ag. dept.
4. Michael T says:

   February 6, 2010 at 2:36 pm

   It doesn’t matter where you go, the minimum qualifications are the same. If you don’t have a credit score of 620 or greater and certain debt ratios, you aren’t going to get a FHA loan.
5. The Remnant says:

   February 6, 2010 at 3:32 pm

   Stop it…we’re in a credit crisis which means your credit have to be nearly stellar. If anyone would give a person with less than stellar credit a loan the interest rate will be outrageous. Not worth it fix your credit and get a reasonable interest rate.

   Your credit will jump in less than 6 months if you at minimum pay consistently on time for an extended period of time or if you pay existing debt off (zero balance). If you do pay off debt don’t use that account (credit card, line of credit etc…) again, leave it open. If you close an account that counts as a negative against you.

   The housing market is not going anywhere. Place yourself in the best possible position by reducing debt and saving for a down payment. Do the above and you’ll be in a house in no time.
6. Doctor Deth says:

   February 6, 2010 at 4:28 pm

   you don’t
   you work on fixing your credit and saving lots of cash for down payment and closing costs

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