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Im not sure what they are now, but when we got our house in Jan 2009 our rate was 5.5 fixed and Im not complaining about it…We didn’t have to have a down payment and no pmi . Id rather have a slightly higher (if at all higher) interest rate then pay for pmi and 20% down payment
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Depends on what lender you are looking at. We use Citi for most of our VA loans and they are priced the same as FHA and are slightly better right now than Conventional. Some lenders do have higher rates because they do 100% financing and have no minimum credit score requirements.
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